08188000 Retirement and Estate Planning

08188000 Retirement and Estate Planning

1. You’re interested in a retirement plan for employees that allows them to invest before tax dollars in a tax deferred.justanswer.com/multiple-problems/8joy1-1-interest-credit-cards-expensive-one.html”>SAVING PLAN.akamaihd.net/items/it/img/arrow-10×10.png” src=”data:image/png;base64,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”>. You should consider a

A.guaranteed investment contract.

B.401(k) plan.

C.profit-sharing plan.

D.qualified pension plan.

2. Which of the following is a correct statement about a will?

A.If there’s no tax clause in a will, no taxes need be paid.

B.If there’s no tax clause in a will, the apportionment statues.justanswer.com/multiple-problems/8joy1-1-interest-credit-cards-expensive-one.html”>APPLY.akamaihd.net/items/it/img/arrow-10×10.png” src=”data:image/png;base64,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”>.

C.If there’s no tax clause in a will,.justanswer.com/multiple-problems/8joy1-1-interest-credit-cards-expensive-one.html”>AN ATTORNEY.akamaihd.net/items/it/img/arrow-10×10.png” src=”data:image/png;base64,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”> will calculate them.

D.If there’s no tax clause in a will, the disposition provision applies.

3. Which of the following is a correct statement regarding a.justanswer.com/multiple-problems/8joy1-1-interest-credit-cards-expensive-one.html”>DEFERRED ANNUITY.akamaihd.net/items/it/img/arrow-10×10.png” src=”data:image/png;base64,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”>?

A.It’s an excellent savings and retirement vehicle even though it has no tax advantages.

B.It has a limitation in that you must pay for the entire annuity with a single up front payment.

C.It can’t be used very well with an estate plan because it has no survivorship benefit.

D.It’s the opposite.justanswer.com/multiple-problems/8joy1-1-interest-credit-cards-expensive-one.html”>OF LIFE INSURANCE.akamaihd.net/items/it/img/arrow-10×10.png” src=”data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAoAAAAKCAYAAACNMs+9AAAAGXRFWHRTb2Z0d2FyZQBBZG9iZSBJbWFnZVJlYWR5ccllPAAAAyRpVFh0WE1MOmNvbS5hZG9iZS54bXAAAAAAADw/eHBhY2tldCBiZWdpbj0i77u/IiBpZD0iVzVNME1wQ2VoaUh6cmVTek5UY3prYzlkIj8+IDx4OnhtcG1ldGEgeG1sbnM6eD0iYWRvYmU6bnM6bWV0YS8iIHg6eG1wdGs9IkFkb2JlIFhNUCBDb3JlIDUuMy1jMDExIDY2LjE0NTY2MSwgMjAxMi8wMi8wNi0xNDo1NjoyNyAgICAgICAgIj4gPHJkZjpSREYgeG1sbnM6cmRmPSJodHRwOi8vd3d3LnczLm9yZy8xOTk5LzAyLzIyLXJkZi1zeW50YXgtbnMjIj4gPHJkZjpEZXNjcmlwdGlvbiByZGY6YWJvdXQ9IiIgeG1sbnM6eG1wPSJodHRwOi8vbnMuYWRvYmUuY29tL3hhcC8xLjAvIiB4bWxuczp4bXBNTT0iaHR0cDovL25zLmFkb2JlLmNvbS94YXAvMS4wL21tLyIgeG1sbnM6c3RSZWY9Imh0dHA6Ly9ucy5hZG9iZS5jb20veGFwLzEuMC9zVHlwZS9SZXNvdXJjZVJlZiMiIHhtcDpDcmVhdG9yVG9vbD0iQWRvYmUgUGhvdG9zaG9wIENTNiAoTWFjaW50b3NoKSIgeG1wTU06SW5zdGFuY2VJRD0ieG1wLmlpZDo4Njc4OTc4NDJEMzUxMUUzOTFBM0I3RjJCMjVEOEI2RCIgeG1wTU06RG9jdW1lbnRJRD0ieG1wLmRpZDo4Njc4OTc4NTJEMzUxMUUzOTFBM0I3RjJCMjVEOEI2RCI+IDx4bXBNTTpEZXJpdmVkRnJvbSBzdFJlZjppbnN0YW5jZUlEPSJ4bXAuaWlkOjg2Nzg5NzgyMkQzNTExRTM5MUEzQjdGMkIyNUQ4QjZEIiBzdFJlZjpkb2N1bWVudElEPSJ4bXAuZGlkOjg2Nzg5NzgzMkQzNTExRTM5MUEzQjdGMkIyNUQ4QjZEIi8+IDwvcmRmOkRlc2NyaXB0aW9uPiA8L3JkZjpSREY+IDwveDp4bXBtZXRhPiA8P3hwYWNrZXQgZW5kPSJyIj8+mX0bwAAAAL9JREFUeNpsz78LgUEcx/F7OIOUUga7Tf4LJaWsZvWUXTZRSlJYKAazbIqyK4t/wKiUgcGkSH6/v3VyxadeXU/3uXu+57jLmDIJIowdrhgi+9n0wIcuDlijigf6eH2KGhXk0MEZDSQwgYOnXChFFzMUzeEUxvCbg2nkpRjBXX0Tt0oZzLHQ6jctM9tKCqihru2BrbTNWkAJI3n1BgH1PyHcsNXmV/LiKS5WyYskBjhKsYcTyohaxb3MhqZ8vAUYAP8OKf0qLt2tAAAAAElFTkSuQmCC”> since it provides for the systematic liquidation of savings.

4. The aging of Americans will have an economic impact on.justanswer.com/multiple-problems/8joy1-1-interest-credit-cards-expensive-one.html”>SOCIAL.akamaihd.net/items/it/img/arrow-10×10.png” src=”data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAoAAAAKCAYAAACNMs+9AAAAGXRFWHRTb2Z0d2FyZQBBZG9iZSBJbWFnZVJlYWR5ccllPAAAAyRpVFh0WE1MOmNvbS5hZG9iZS54bXAAAAAAADw/eHBhY2tldCBiZWdpbj0i77u/IiBpZD0iVzVNME1wQ2VoaUh6cmVTek5UY3prYzlkIj8+IDx4OnhtcG1ldGEgeG1sbnM6eD0iYWRvYmU6bnM6bWV0YS8iIHg6eG1wdGs9IkFkb2JlIFhNUCBDb3JlIDUuMy1jMDExIDY2LjE0NTY2MSwgMjAxMi8wMi8wNi0xNDo1NjoyNyAgICAgICAgIj4gPHJkZjpSREYgeG1sbnM6cmRmPSJodHRwOi8vd3d3LnczLm9yZy8xOTk5LzAyLzIyLXJkZi1zeW50YXgtbnMjIj4gPHJkZjpEZXNjcmlwdGlvbiByZGY6YWJvdXQ9IiIgeG1sbnM6eG1wPSJodHRwOi8vbnMuYWRvYmUuY29tL3hhcC8xLjAvIiB4bWxuczp4bXBNTT0iaHR0cDovL25zLmFkb2JlLmNvbS94YXAvMS4wL21tLyIgeG1sbnM6c3RSZWY9Imh0dHA6Ly9ucy5hZG9iZS5jb20veGFwLzEuMC9zVHlwZS9SZXNvdXJjZVJlZiMiIHhtcDpDcmVhdG9yVG9vbD0iQWRvYmUgUGhvdG9zaG9wIENTNiAoTWFjaW50b3NoKSIgeG1wTU06SW5zdGFuY2VJRD0ieG1wLmlpZDo4Njc4OTc4NDJEMzUxMUUzOTFBM0I3RjJCMjVEOEI2RCIgeG1wTU06RG9jdW1lbnRJRD0ieG1wLmRpZDo4Njc4OTc4NTJEMzUxMUUzOTFBM0I3RjJCMjVEOEI2RCI+IDx4bXBNTTpEZXJpdmVkRnJvbSBzdFJlZjppbnN0YW5jZUlEPSJ4bXAuaWlkOjg2Nzg5NzgyMkQzNTExRTM5MUEzQjdGMkIyNUQ4QjZEIiBzdFJlZjpkb2N1bWVudElEPSJ4bXAuZGlkOjg2Nzg5NzgzMkQzNTExRTM5MUEzQjdGMkIyNUQ4QjZEIi8+IDwvcmRmOkRlc2NyaXB0aW9uPiA8L3JkZjpSREY+IDwveDp4bXBtZXRhPiA8P3hwYWNrZXQgZW5kPSJyIj8+mX0bwAAAAL9JREFUeNpsz78LgUEcx/F7OIOUUga7Tf4LJaWsZvWUXTZRSlJYKAazbIqyK4t/wKiUgcGkSH6/v3VyxadeXU/3uXu+57jLmDIJIowdrhgi+9n0wIcuDlijigf6eH2KGhXk0MEZDSQwgYOnXChFFzMUzeEUxvCbg2nkpRjBXX0Tt0oZzLHQ6jctM9tKCqihru2BrbTNWkAJI3n1BgH1PyHcsNXmV/LiKS5WyYskBjhKsYcTyohaxb3MhqZ8vAUYAP8OKf0qLt2tAAAAAElFTkSuQmCC”> security trust funds and private pensions based on projections during the next twenty years. What best describes the aging.justanswer.com/multiple-problems/8joy1-1-interest-credit-cards-expensive-one.html”>DEMOGRAPHICS.akamaihd.net/items/it/img/arrow-10×10.png” src=”data:image/png;base64,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”> in terms of the percentage of the population over age 65?

A.StableC.Slight increase

B.DecliningD.Substantial increase

5. With respect to.justanswer.com/multiple-problems/8joy1-1-interest-credit-cards-expensive-one.html”>SOCIAL.akamaihd.net/items/it/img/arrow-10×10.png” src=”data:image/png;base64,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”> security benefits, which statement is true?

A.Benefits are calculated solely based on payments to the trust fund.

B.Benefits are based solely on need.

C.If you retire at age 62, your benefits will be reduced.

D.You can receive full benefits with twenty quarters of wages subject to FICA.

6. The government has passed an important law that protects employees who participate in a private pension plan. This law is known as the

A.Employee Pension Protection Act.

B.Employee.justanswer.com/multiple-problems/8joy1-1-interest-credit-cards-expensive-one.html”>RETIREMENT INCOME.akamaihd.net/items/it/img/arrow-10×10.png” src=”data:image/png;base64,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”> Act.

C.Pension Benefit Guaranty Act.

D.Pension and.justanswer.com/multiple-problems/8joy1-1-interest-credit-cards-expensive-one.html”>RETIREMENT INCOME.akamaihd.net/items/it/img/arrow-10×10.png” src=”data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAoAAAAKCAYAAACNMs+9AAAAGXRFWHRTb2Z0d2FyZQBBZG9iZSBJbWFnZVJlYWR5ccllPAAAAyRpVFh0WE1MOmNvbS5hZG9iZS54bXAAAAAAADw/eHBhY2tldCBiZWdpbj0i77u/IiBpZD0iVzVNME1wQ2VoaUh6cmVTek5UY3prYzlkIj8+IDx4OnhtcG1ldGEgeG1sbnM6eD0iYWRvYmU6bnM6bWV0YS8iIHg6eG1wdGs9IkFkb2JlIFhNUCBDb3JlIDUuMy1jMDExIDY2LjE0NTY2MSwgMjAxMi8wMi8wNi0xNDo1NjoyNyAgICAgICAgIj4gPHJkZjpSREYgeG1sbnM6cmRmPSJodHRwOi8vd3d3LnczLm9yZy8xOTk5LzAyLzIyLXJkZi1zeW50YXgtbnMjIj4gPHJkZjpEZXNjcmlwdGlvbiByZGY6YWJvdXQ9IiIgeG1sbnM6eG1wPSJodHRwOi8vbnMuYWRvYmUuY29tL3hhcC8xLjAvIiB4bWxuczp4bXBNTT0iaHR0cDovL25zLmFkb2JlLmNvbS94YXAvMS4wL21tLyIgeG1sbnM6c3RSZWY9Imh0dHA6Ly9ucy5hZG9iZS5jb20veGFwLzEuMC9zVHlwZS9SZXNvdXJjZVJlZiMiIHhtcDpDcmVhdG9yVG9vbD0iQWRvYmUgUGhvdG9zaG9wIENTNiAoTWFjaW50b3NoKSIgeG1wTU06SW5zdGFuY2VJRD0ieG1wLmlpZDo4Njc4OTc4NDJEMzUxMUUzOTFBM0I3RjJCMjVEOEI2RCIgeG1wTU06RG9jdW1lbnRJRD0ieG1wLmRpZDo4Njc4OTc4NTJEMzUxMUUzOTFBM0I3RjJCMjVEOEI2RCI+IDx4bXBNTTpEZXJpdmVkRnJvbSBzdFJlZjppbnN0YW5jZUlEPSJ4bXAuaWlkOjg2Nzg5NzgyMkQzNTExRTM5MUEzQjdGMkIyNUQ4QjZEIiBzdFJlZjpkb2N1bWVudElEPSJ4bXAuZGlkOjg2Nzg5NzgzMkQzNTExRTM5MUEzQjdGMkIyNUQ4QjZEIi8+IDwvcmRmOkRlc2NyaXB0aW9uPiA8L3JkZjpSREY+IDwveDp4bXBtZXRhPiA8P3hwYWNrZXQgZW5kPSJyIj8+mX0bwAAAAL9JREFUeNpsz78LgUEcx/F7OIOUUga7Tf4LJaWsZvWUXTZRSlJYKAazbIqyK4t/wKiUgcGkSH6/v3VyxadeXU/3uXu+57jLmDIJIowdrhgi+9n0wIcuDlijigf6eH2KGhXk0MEZDSQwgYOnXChFFzMUzeEUxvCbg2nkpRjBXX0Tt0oZzLHQ6jctM9tKCqihru2BrbTNWkAJI3n1BgH1PyHcsNXmV/LiKS5WyYskBjhKsYcTyohaxb3MhqZ8vAUYAP8OKf0qLt2tAAAAAElFTkSuQmCC”> Act.

7. Who needs to.justanswer.com/multiple-problems/8joy1-1-interest-credit-cards-expensive-one.html”>DEVELOP.akamaihd.net/items/it/img/arrow-10×10.png” src=”data:image/png;base64,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”> an estate plan?

A.Children who may inherit wealth in future

B.Only very wealthy people

C.Only married couples

D.Anyone that wants to control the disposition of assets upon death

8. Your real and personal property that can be transferred according to the terms of a will is called your

A.gross estate.C.net estate

B.Probate estate. D. estate.

9. Your probate estate includes

A.assets held in.justanswer.com/multiple-problems/8joy1-1-interest-credit-cards-expensive-one.html”>REVOCABLE TRUSTS.akamaihd.net/items/it/img/arrow-10×10.png” src=”data:image/png;base64,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”> out of your control.

B.all assets, real and personal, that are owned in the name of the decedent.

C.all assets in which the decedent had any direct or indirect beneficial interest.

D.only intestate assets.

10..justanswer.com/multiple-problems/8joy1-1-interest-credit-cards-expensive-one.html”>LIFE INSURANCE.akamaihd.net/items/it/img/arrow-10×10.png” src=”data:image/png;base64,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”> could alleviate estate problems caused by

A.inflation.C.disabilities.

B.improper management.D.lack of liquidity.

11. You’re in a pension plan that requires the company to fund the.justanswer.com/multiple-problems/8joy1-1-interest-credit-cards-expensive-one.html”>PENSION BENEFITS.akamaihd.net/items/it/img/arrow-10×10.png” src=”data:image/png;base64,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”> and therefore bear the pension costs. This pension plan is considered a _______ plan.

A.noncontributoryC.contributory

B.vested rightsD.defined contributory

12. You’re a participant in a pension plan that offers a specific payment formula of benefits when you retire. What kind of plan is this?

A..justanswer.com/multiple-problems/8joy1-1-interest-credit-cards-expensive-one.html”>DEFINED CONTRIBUTION.akamaihd.net/items/it/img/arrow-10×10.png” src=”data:image/png;base64,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”> planC.Vested rights plan

B.Noncontributory planD.Defined benefit plan

13. Your company wants to deduct its contributions to the pension plan as a tax deductible expense and has applied to the Internal Revenue Service to .txtsrving.info/click?v=VVM6NjQzODQ6MTAzMzp0cmVhdDowMmIzNGMzYTMyMDg5MzM5ZmRlYjAxZmMxM2Q4Nzk0NTp6LTIwMzItNjUwMDQ5Ond3dy5ob21ld29ya21pbnV0ZXMuY29tOjE5NTIyMzoxZGFhMGIyNjliNDZjMGVlYTAwYmI3OTUyZjU2NDVkMTo3M2FkN2QxNjQ2ZDg0YjJmOTYzNWI4YzU0YTllMTUzNzox&subid=g-650049-3dc82d9d74ae41a595a5279eaf49fec5-&data_tagname=FONT”>treat.akamaihd.net/items/it/img/arrow-10×10.png”> the plan as a _______plan.

A.IRS approved pensionC.qualified pension

B.ERISA pensionD.funded pension

14. You want to start planning for retirement and you learned about the mistakes that people often make. Which of the following is a.justanswer.com/multiple-problems/8joy1-1-interest-credit-cards-expensive-one.html”>RETIREMENT PLANNING.akamaihd.net/items/it/img/arrow-10×10.png” src=”data:image/png;base64,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”> mistake?

A.Saving too muchC.Starting to invest too late

B.Investing in an IRAD..justanswer.com/multiple-problems/8joy1-1-interest-credit-cards-expensive-one.html”>INVESTING.akamaihd.net/items/it/img/arrow-10×10.png” src=”data:image/png;base64,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”> for the long-term

15. A key factor in setting your retirement goals in relation to the amount of money you must have to retire is

A.where you want to live.

B.your hobbies.

C.your planned age at retirement.

D.the types of retirement plan you have.

16. After you’ve completed a detailed projection of your living expenses requirements at retirement, you must.justanswer.com/multiple-problems/8joy1-1-interest-credit-cards-expensive-one.html”>APPLY.akamaihd.net/items/it/img/arrow-10×10.png” src=”data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAoAAAAKCAYAAACNMs+9AAAAGXRFWHRTb2Z0d2FyZQBBZG9iZSBJbWFnZVJlYWR5ccllPAAAAyRpVFh0WE1MOmNvbS5hZG9iZS54bXAAAAAAADw/eHBhY2tldCB

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